1. Purchase agreement and all addenda’s from your Realtor .

2. Listing agreements from your Realtor, if available .

3. Names and phone numbers of your Buying and Selling Realtors .

4. Last three months bank statements (all accounts).

5. Last statement on money market, 401k, stocks, etc .

6. Last pay stubs on each borrower (include to one full month).

7. Tax Returns (1040’s & W-2’s) for the two most recent tax years .

8. List or statements on any account you pay monthly showing account number, payment and balance .

9. If you currently own a home: name, address, account number of the mortgage company or contract for deed holder .

10. If you are selling your home: a copy of the purchase agreement for selling your property with net proceeds statement from your Realtor .

11. If you have not sold your home: a copy of the listing agreement and the last statement form your mortgage company .

If any of the following is applicable to you, the following documents are needed :

1. If you have rented in the last two years, the name and address of your landlord .

2. If you have less than two years on your current job, the name and address of your previous employer’s is required .

3. Divorce decree, child support judgement, if income will be used to qualify .

4. Social Security award letter or disability award letter or retirement fund letter .

5. If you own rental property: last two years of tax returns, all schedules, with W2’s and 1099’s and copies of leases, list of current value, address, name and address of lender.

6. If self-employed (or more than 25% owner): the last two years of tax statement, year to date profit and loss (income/expense) statement and a balance sheet. Include all schedules, K 1’s 1099’s and W2’s. Change in financial position statement from your account. If a corporation: last two years of all returns each corporation partnership you own with all K 1’s W2’s and all schedules .